1026 Presley Creek Drive

Heathsville, VA
$ 415,000 Beds 2 Baths 2 Sq 1,110
Monthly Estimate* How much can I afford?

Experience the Northern Neck Rivah lifestyle, where waterfront living, acreage, privacy, and a relaxed pace come together. Situated on approximately 2.64 acres, this 2-bedroom, 1.5-bath home features a private cove, personal dock, flexible living space, and access to an amenity-filled, golf-cart-friendly community. The property is reported to not require flood insurance; buyers should confirm flood-zone status and insurance requirements with their lender and insurance provider. The waterfront setting is made for enjoying life outdoors. The floating dock, installed in 2020, includes a metal ladder, while riprap stone provides shoreline protection. Launch a kayak, cast a fishing line, or simply relax beside the cove and enjoy the peaceful surroundings. The waterway feeds toward the Potomac River and Chesapeake Bay approximately half a mile downstream, and the neighborhood boat launch provides convenient access for larger boats and days spent cruising or fishing. Inside, the home offers two bedrooms, one full bath, one half bath, and a bonus room that can be used as a home office, den, hobby room, study, or other flex space. The home also features a walk-up ramp providing convenient access to the entrance. An enclosed screened porch with heating and air conditioning creates a comfortable place to enjoy morning coffee, meals, entertaining, or quiet evenings while taking in the surrounding scenery. Several important improvements have already been completed, including a new roof in 2022, Everlast board-and-batten siding in 2024, and a new dishwasher. With approximately 2.64 acres, the property provides plenty of room for gardening, recreation, entertaining, pets, or simply enjoying additional privacy. The sellers originally purchased the home property and later acquired five surrounding lots. Per the county, approximately one acre may be able to be separated and sold because it has road frontage, subject to a satisfactory perc test and any applicable county and governmental requirements. Buyers should independently verify subdivision, perc, and development requirements directly with the appropriate county authorities. The golf-cart-friendly community adds even more to the Northern Neck lifestyle with a private beach area, swimming pool, playground, and community boat launch. Whether you prefer boating and fishing, relaxing by the pool, spending an afternoon at the beach, or cruising the neighborhood by golf cart, there are plenty of ways to enjoy your time here. Whether you're searching for a full-time residence, weekend getaway, or waterfront retreat, this property delivers a hard-to-find combination of acreage, privacy, water access, a personal dock, community amenities, and thoughtful improvements. Bring the boat, kayaks, fishing rods, and golf cart and start enjoying everything this special waterfront property has to offer.

ACTIVE

  • Price
  • $ 415,000
  • City
  • Heathsville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • NORTHUMBERLAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.64 Acres
  • Zip
  • 22473
  • Sqr Footage
  • 1,110
  • Year Built
  • 1986
  • Taxes
  • $ 1443
  • Style
  • Cottage
  • MLS#
  • VANV2002232
Listed By: Heather Wells with Real Broker, LLC - 8554500442;
Data Source: Bright MLS

Features

General

Living Area 1110
Sewer Approved System,On Site Septic,Private Septic Tank
Heating Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C
Possession 0-30 Days CD,31-60 Days CD,Immediate,Negotiable,Settlement
Appliances Built-In Microwave,Dishwasher,Refrigerator,Stove,Stainless Steel Appliances,Icemaker,Dryer - Electric,Washer
Zoning R2
HOA Fee 700.00
Association Fee Includes Common Area Maintenance,Pool(s)
Architectural Style Cottage
Construction Materials HardiPlank Type,Mixed
School District NORTHUMBERLAND COUNTY PUBLIC SCHOOLS
Year Built 1986
View Water,Trees/Woods
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility No Stairs,Ramp - Main Level
Additional Parcels Description Property consists of the surrounding lots 2-7
Assoc Fee Paid Per Annually
County NORTHUMBERLAND
New Construction No
Property Type Residential
Association Amenities Beach,Boat Ramp,Pier/Dock,Tot Lots/Playground,Swimming Pool
HOA Yes
Subdivision Name BAY QUARTER SHORES
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions Follow GPS
City HEATHSVILLE
Association Name BAY QUARTER SHORES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 114998.40
Tax Assessed Value 195000.0
Tax Annual Amount 1443.0
Home Warranty Y/N No
Property Condition Good
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 373.87
Acceptable Financing Cash,Conventional,FHA,VA
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 1110
Location Type Canal
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Entry Level Bedroom,Family Room Off Kitchen,Store/Office
Heating Fuel Electric
Hot Water Electric
Total Stories 1
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1110
Central Air Y/N Yes
Total Bedrooms 2
Main Level Bedrooms 2
LivingAreaSource Estimated
Laundry Type Main Floor,Has Laundry,Washer In Unit,Dryer In Unit
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Exterior Amenities Boat Storage,Stone Retaining Walls
Pool Yes - Community
Fencing Rear
Lot Features Additional Lot(s),Fishing Available,Year Round Access
Water Source Community
Type of Parking Driveway
Foundation Details Crawl Space
Spa No
Water View Y/N Yes
Lot Size Acres 2.64
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N Yes
Water Access Features Canoe/Kayak,Fishing Allowed,Boat - Powered,Private Access,Swimming Allowed
Horse Y/N No
Number of Docks 1
Land Assessed Value 114300.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
Dock/Slip Conveys YN Yes
Dock Type and Features Against Bulkhead Only (Lateral),Private

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northumberland Elementary School
Middle School Northumberland Middle School
High School Northumberland High School

Price History

8/12/2026 Listed $450,000
9/18/2026 8% - $415,000

Property vs Zip Code Average in 22473

Price
AVG $690K
$420K
Taxes
AVG $2,877
$1,443
Year Built
AVG 1988
1986
Visits
AVG 6
9
Data Provided by Inside Real Estate®

Areas That We Cover

1026 Presley Creek Drive Heathsville, VA is a Single Family Home for sale at $415000 with 1110 sqft and a lot size of 2.64 Acres Acre(s). 1026 Presley Creek Drive Heathsville has 2 bedrooms, 2 baths and was built in 1986. The property's zip code is 22473 which is in Heathsville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.